FinanceOS · Spend Management
Know what you spend, and why.
See vendor and category spend across every entity, route invoices for approval, schedule payables against your cash forecast, and spot waste early.
Consolidated cash
$4,821,640
+4.1% this month
Today’s inflows
$184,230
Updated today
Today’s outflows
$96,480
Updated today
Available liquidity
$6,071,640
Includes revolver
Daily cash trend
Consolidated across all entities
Liquidity alerts
Operating account below target
Mercury • Northstar UK
Receivable cleared
$86,400 • Atlas Systems
Large payment scheduled
$124,800 • September 18
Cash by entity
Cash by bank & account
Vendor spend
Category spend
The problem
Spend grows quietly until it shows up in cash.
- Invoices approved over email or not at all
- Duplicate and unused software subscriptions
- AP timing disconnected from the cash forecast
- No view of spend by vendor or department
Capabilities
What Spend Management in FinanceOS does.
Invoice intake
Capture and code invoices automatically.
Approval routing
Policies by amount, department, and vendor.
Vendor management
Vendor records, W-9s, and contract terms in one place.
Spend analytics
Trends by vendor, category, department, and entity.
Software spend
Identify overlapping and unused subscriptions.
Anomaly detection
AI flags duplicates and unusual charges.
How it works
01
Capture
Invoices and card spend flow in.
02
Approve
Route to owners by policy.
03
Schedule
Plan payments against cash.
04
Analyze
Review trends and savings.
Outcomes
- Controlled approvals
- Lower vendor and software waste
- AP aligned with cash
- Fewer duplicate payments
- Clear spend accountability
- Better budget adherence